The Investor Sentiment - Equity and investments forum for Sri Lankans
Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» How to get Access to: 104 Technical trading experiments by HUNTER
Banks - Snapshot EmptyYesterday at 9:10 pm by Backstage

» PABC.N0000 (Pan Asia Banking Corporation PLC)
Banks - Snapshot EmptyYesterday at 6:41 pm by soileconomy

» East West properties
Banks - Snapshot EmptyYesterday at 10:01 am by LSE

» COMB.N0000 ( COMMERCIAL BANK OF CEYLON PLC )
Banks - Snapshot EmptySun Dec 08, 2019 11:07 pm by spw19721

» MHDL Millennium Housing
Banks - Snapshot EmptySat Dec 07, 2019 12:35 pm by pure equity

» පොළී මුදලාලිලාට බලපත්‍ර ක්‍රමයක් හඳුන්වා දෙන්න තීරණයක්
Banks - Snapshot EmptyFri Dec 06, 2019 11:33 pm by Backstage

» Dividend Announcement
Banks - Snapshot EmptyFri Dec 06, 2019 10:10 pm by subash

» Colombo US Embassy Air Pollution
Banks - Snapshot EmptyFri Dec 06, 2019 11:20 am by Ethical Trader

» DOCK.N0000 (COLOMBO DOCKYARD PLC)
Banks - Snapshot EmptyFri Dec 06, 2019 5:24 am by soileconomy

» SINHAPUTHRA FINANCE PLC (SFL.N0000)
Banks - Snapshot EmptyThu Dec 05, 2019 9:26 pm by The Invisible

» Land & Property sector chart
Banks - Snapshot EmptyThu Dec 05, 2019 6:27 am by dhanurrox

» Gota's Era
Banks - Snapshot EmptyWed Dec 04, 2019 11:28 pm by Backstage

» සිමෙන්ති මිල පහළට
Banks - Snapshot EmptyWed Dec 04, 2019 7:05 pm by nihal123

» සුරැකුම්පත් කොමිසමට නව සභාපතිවරයෙක්
Banks - Snapshot EmptyWed Dec 04, 2019 7:04 pm by nihal123

» පාස්කු ප්‍රහාරයෙන් පසු වැඩිම සංචාරක පැමිණීම නොවැම්බරයේ දී
Banks - Snapshot EmptyWed Dec 04, 2019 7:02 pm by nihal123

» Flying is the Safest mode of Transport
Banks - Snapshot EmptyWed Dec 04, 2019 10:37 am by කිත්සිරි ද සිල්වා

» OSEA .N
Banks - Snapshot EmptyTue Dec 03, 2019 3:36 pm by dakzsl

» LIOC.N0000 (Lanka IOC PLC)
Banks - Snapshot EmptyTue Dec 03, 2019 11:39 am by LSE

» Hayleys MGT
Banks - Snapshot EmptyTue Dec 03, 2019 10:10 am by The Invisible

» Sri Lanka insurer regulatory capital drop with new accounting rules
Banks - Snapshot EmptyTue Dec 03, 2019 9:19 am by The Invisible

» Thread for News on CSE and SL Economy
Banks - Snapshot EmptyTue Dec 03, 2019 9:18 am by The Invisible

» Lanka Tiles
Banks - Snapshot EmptySun Dec 01, 2019 8:43 pm by soileconomy

» ACL Cables
Banks - Snapshot EmptyFri Nov 29, 2019 11:12 am by The Invisible

» RENUKA AGRI FOODS PLC ( RAL.N0000 )
Banks - Snapshot EmptyThu Nov 28, 2019 6:04 am by sureshot

» SEYB.N0000 ( SEYLAN BANK PLC )
Banks - Snapshot EmptyThu Nov 28, 2019 4:17 am by soileconomy

» Thought for the day...
Banks - Snapshot EmptyTue Nov 26, 2019 7:40 pm by share1

» An Attitude Adjustment
Banks - Snapshot EmptyTue Nov 26, 2019 12:36 pm by Backstage

» මහ බැංකු අධිපති ධූරයෙන් ඉවත් වෙයි
Banks - Snapshot EmptyTue Nov 26, 2019 11:00 am by The Invisible

» Sri Lanka cement production picks up
Banks - Snapshot EmptyTue Nov 26, 2019 9:22 am by Topcat

» Thread for News on Local and Foreign Politics
Banks - Snapshot EmptyTue Nov 26, 2019 7:04 am by The Invisible

» SEC Chief says ready to hand over baton
Banks - Snapshot EmptyMon Nov 25, 2019 8:12 pm by ruwan326

» Technology~විද්‍යාව ~ Wisdom
Banks - Snapshot EmptyMon Nov 25, 2019 8:36 am by ruwan326

» The Theatre | Best movies to Watch
Banks - Snapshot EmptySun Nov 24, 2019 5:18 pm by spw19721

» SHL.N0000 (Softlogic Holdings PLC)
Banks - Snapshot EmptySun Nov 24, 2019 9:44 am by The Invisible

» An individual in pursuit of a porcupine found dead in a burrow
Banks - Snapshot EmptyThu Nov 21, 2019 11:41 am by Backstage

» GLAS.N0000 (PIRAMAL GLASS CEYLON PLC)
Banks - Snapshot EmptyThu Nov 21, 2019 7:51 am by ruwan326

» APLA.N0000 (ACL PLASTICS PLC)
Banks - Snapshot EmptyWed Nov 20, 2019 11:03 pm by nesta

» භාරකාර ආණ්ඩුවක් හෙට
Banks - Snapshot EmptyWed Nov 20, 2019 7:19 pm by nihal123

» ඇඟට නොදැනී ප්‍රතිඋත්තර දෙන හැටි
Banks - Snapshot EmptyWed Nov 20, 2019 9:28 am by ruwan326

» මගේ කියවීම ...
Banks - Snapshot EmptyWed Nov 20, 2019 8:28 am by yellow knife

» How the silence on this !
Banks - Snapshot EmptyTue Nov 19, 2019 5:40 pm by Backstage

» ප්‍රතිඵලේ මොකක් උනත් ජ්යෝතිෂය සත්‍ය වෙන හැටි දැක්කද?
Banks - Snapshot EmptyMon Nov 18, 2019 9:15 am by ruwan326

» ඇයි අප්සට් ද?
Banks - Snapshot EmptySat Nov 16, 2019 4:57 pm by chutiputha

» ගෝඨාට ඉල්ලන්න බෑලු
Banks - Snapshot EmptySat Nov 16, 2019 7:18 am by ruwan326

» සෞභාග්‍යතා දර්ශකයේ ඉහළ යාමක්
Banks - Snapshot EmptyFri Nov 15, 2019 1:54 pm by nihal123

» Puolanka The most pessimistic town
Banks - Snapshot EmptyFri Nov 15, 2019 1:14 pm by Backstage

» SAMP.N0000 (SAMPATH BANK PLC)
Banks - Snapshot EmptyThu Nov 14, 2019 5:13 am by NIRMALSG

» අනං මනං! #/+?.<>
Banks - Snapshot EmptyMon Nov 11, 2019 12:38 pm by nihal123

» What's 5G?
Banks - Snapshot EmptySat Nov 09, 2019 3:14 pm by Afourer

» ACL කේබල්ස් ට රුපියල් මිලියන 789 ක ඒරියල් බන්ඩල් සන්නායක කොන්ත්‍රාත්තුවක්
Banks - Snapshot EmptySat Nov 09, 2019 7:50 am by කිත්සිරි ද සිල්වා

December 2019
SunMonTueWedThuFriSat
1234567
891011121314
15161718192021
22232425262728
293031    

Calendar Calendar

Disclaimer


Information posted in this forum are entirely of the respective members' personal views. The views posted on this open online forum of contributors do not constitute a recommendation buy or sell. The site nor the connected parties will be responsible for the posts posted on the forum and will take best possible action to remove any unlawful or inappropriate posts.
All rights to articles of value authored by members posted on the forum belong to the respective authors. Re-using without the consent of the authors is prohibited. Due credit with links to original source should be given when quoting content from the forum.
This is an educational portal and not one that gives recommendations. Please obtain investment advises from a Registered Investment Advisor through a stock broker

Banks - Snapshot

Page 1 of 2 1, 2  Next

Go down

Banks - Snapshot Empty Banks - Snapshot

Post by First Guy on Sat Jul 18, 2015 7:27 pm

[You must be registered and logged in to see this image.]

  • Sorted according to P/B multiples
  • ROE is calculated as per March end equity and not average so might not give an accurate picture.


[You must be registered and logged in to see this image.]


Last edited by First Guy on Sun Jul 19, 2015 6:52 pm; edited 1 time in total
First Guy
First Guy

Posts : 2533
Join date : 2014-02-22

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by First Guy on Sat Jul 18, 2015 7:33 pm

Interesting table above.

SAMP looks attractive as per earnings, ROE, Book value and has the lowest NPL. Only concern is the growth with capitaliation hovering around the minimum requirement levels. Core capital ratio is around 8% and due to this its rating was also downgraded.

PABC is also struggling with capitalization. Possible rights issue or PP ?

NTB and COMB showing good returns and comfortable capital which will help them grow. NTB has the best NIM as well. Looks like it should get closer to COMB.

The graph shows PABC, NDB, SEYB and NTB almost on the trendline while HNB and SAMP together below and COMB above. Will SAMP and HNB reach the line in future? Wink

UBC has ample cash. It needs to grow its loan book considerably in the coming periods to keep up with the others.
First Guy
First Guy

Posts : 2533
Join date : 2014-02-22

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by කිත්සිරි ද සිල්වා on Sat Jul 18, 2015 8:24 pm

Thanks FG. Very Happy

_________________
I am the wisest man alive, for I know one thing, and that is that I know nothing.
Socrates
කිත්සිරි ද සිල්වා
කිත්සිරි ද සිල්වා
Top contributor
Top contributor

Posts : 8142
Join date : 2014-02-23
Age : 61
Location : රජ්ගම

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by serene on Sat Jul 18, 2015 8:35 pm

First Guy wrote:Interesting table above.

SAMP looks attractive as per earnings, ROE, Book value and has the lowest NPL. Only concern is the growth with capitaliation hovering around the minimum requirement levels. Core capital ratio is around 8% and due to this its rating was also downgraded.

PABC is also struggling with capitalization. Possible rights issue or PP ?

NTB and COMB showing good returns and comfortable capital which will help them grow. NTB has the best NIM as well. Looks like it should get closer to COMB.

The graph shows PABC, NDB, SEYB and NTB almost on the trendline while HNB and SAMP together below and COMB above. Will SAMP and HNB reach the line in future? Wink

UBC has ample cash. It needs to grow its loan book considerably in the coming periods to keep up with the others.
 
Thanks FG.Another fabulous work.
1.6X P/B Wink Wink

serene
Top contributor
Top contributor

Posts : 4737
Join date : 2014-02-26

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by chutiputha on Sat Jul 18, 2015 8:45 pm

My dear FG,It's Great and Remarkable ur effort.
Can couple SEYB.X par with ur chart.
+++
chutiputha
chutiputha
Top contributor
Top contributor

Posts : 1908
Join date : 2014-11-09
Age : 33
Location : Mt.Lavinia

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by First Guy on Sat Jul 18, 2015 10:14 pm

chutiputha wrote:My dear FG,It's Great and Remarkable ur effort.
Can couple SEYB.X par with ur chart.
+++

HNB, COMB and SEYB have non voting shares. I don't think it makes sense to compare them with the voting share. What we need to look at is how much of a discount are they trading compared to the voting share.
First Guy
First Guy

Posts : 2533
Join date : 2014-02-22

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by Leon on Sun Jul 19, 2015 5:54 am

Thanks FG. +
Leon
Leon
Top contributor
Top contributor

Posts : 1258
Join date : 2014-03-11

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by kass on Sun Jul 19, 2015 11:39 am

Thanks FG
kass
kass
Top contributor
Top contributor

Posts : 469
Join date : 2014-02-27

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by Nuinth on Sun Jul 19, 2015 12:57 pm

Thx FG, very useful.

Nuinth
Top contributor
Top contributor

Posts : 555
Join date : 2014-02-28
Location : Universe

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by Ethical Trader on Sun Jul 19, 2015 5:18 pm

Thanks FG. Good professional work.
Ethical Trader
Ethical Trader
Top contributor
Top contributor

Posts : 5542
Join date : 2014-02-28

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by First Guy on Sun Jul 19, 2015 6:53 pm

Thank you for the encouragement. I would like to have some others' comments too. Just so that I don't think I am always right Very Happy
First Guy
First Guy

Posts : 2533
Join date : 2014-02-22

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by First Guy on Fri Jan 15, 2016 12:40 pm

[You must be registered and logged in to see this image.]

[You must be registered and logged in to see this image.]

[You must be registered and logged in to see this image.]
First Guy
First Guy

Posts : 2533
Join date : 2014-02-22

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by yellow knife on Fri Jan 15, 2016 12:56 pm

thanx

yellow knife
Top contributor
Top contributor

Posts : 6538
Join date : 2014-03-27

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by Backstage on Sun Jan 17, 2016 5:31 pm

Thanks FG.

I would also like to see how Sanasa compares as well. I have a feeling that their model of banking, with widespread rural tentacles would have relevance in the years up ahead.
Backstage
Backstage
Top contributor
Top contributor

Posts : 3565
Join date : 2014-02-24

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by First Guy on Sat Feb 20, 2016 7:23 am

SAMP gave 13/- (6/- cash + 7/- scrip) dividend which is an increase over the last year

HNB gave a 7/- final (3.50/- cash + 3.50/- scrip) 8.50/- in total which is same as last year
First Guy
First Guy

Posts : 2533
Join date : 2014-02-22

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by First Guy on Thu Mar 24, 2016 10:37 pm

[You must be registered and logged in to see this image.]

I thought this will be appropriate in this thread.

BOC tops the total operating income followed distantly by HNB and COMB.

BOC has only the 2nd lowest costs against total operating income (2nd to COMB)

Going by current average valuations of other banks, BOC can fetch a market cap of more than 140 B if listed, making it the 3rd large listed company after CTC and JKH
First Guy
First Guy

Posts : 2533
Join date : 2014-02-22

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by Market lover on Fri Mar 25, 2016 1:01 am

Tks FG Smile

Market lover
Top contributor
Top contributor

Posts : 595
Join date : 2014-10-15

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by yellow knife on Fri Mar 25, 2016 8:37 am

Thanx FG

We are really seeing CSE now...Thanx for including BOC.

We are seeing a more complete picture now.

yellow knife
Top contributor
Top contributor

Posts : 6538
Join date : 2014-03-27

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by sanjulanka on Fri Mar 25, 2016 9:16 am

Thanks FG.. I love you I love you I love you

sanjulanka

Posts : 171
Join date : 2015-10-29

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by tharindufit on Fri Mar 25, 2016 10:19 am

Thanks FG :-)

BoC seem to be using technology more being a state bank visiting Borella BoC recently to withdraw some cash I was impressed how they used self operated numbering system instead of waiting in queue.

tharindufit

Posts : 158
Join date : 2015-09-22
Location : Colombo, Sri Lanka

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by First Guy on Tue Jun 21, 2016 9:03 am

Chart with P/E of all banks. 2nd one is without DFCC, ABL and UBC

[You must be registered and logged in to see this image.]

[You must be registered and logged in to see this image.]
First Guy
First Guy

Posts : 2533
Join date : 2014-02-22

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by Ethical Trader on Tue Jun 21, 2016 5:09 pm

Thanks. You omitted CDB.
Ethical Trader
Ethical Trader
Top contributor
Top contributor

Posts : 5542
Join date : 2014-02-28

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by blacknights on Tue Jun 21, 2016 6:54 pm

Ethical Trader wrote:Thanks. You omitted CDB.

It's a Finance company ET.
blacknights
blacknights

Posts : 257
Join date : 2014-08-28

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by Ethical Trader on Wed Jun 22, 2016 12:18 pm

Thanks Blacknights.
blacknights wrote:
Ethical Trader wrote:Thanks. You omitted CDB.

It's a Finance company ET.
Ethical Trader
Ethical Trader
Top contributor
Top contributor

Posts : 5542
Join date : 2014-02-28

Back to top Go down

Banks - Snapshot Empty Re: Banks - Snapshot

Post by balapas on Wed Jun 22, 2016 4:22 pm

Moody’s revises three SL bank outlooks to negative


Moody’s Investors Service has affirmed the long-term ratings of three banks in Sri Lanka (B1 negative). Moody’s has also revised their ratings outlooks to negative from stable.

The affected banks are Bank of Ceylon, Hatton National Bank Ltd, and Sampath Bank PLC. The baseline credit assessments (BCAs) and Adjusted BCAs of the three banks were affirmed at B1.

The rating actions follow the affirmation of Sri Lanka’s B1 sovereign rating, and the change in outlook on the sovereign rating to negative from stable on 20 June 2016.

The counterparty risk assessments (CRAs) of the three banks were affirmed at Ba3(cr)/NP(cr).In Moody’s view, the operating conditions for Sri Lanka’s banks have weakened because of lower-than- expected policy effectiveness.

As a result, Moody’s has changed Sri Lanka’s Macro Profile to “Moderate -”from “Moderate”. The credit ratings on the three banks were affirmed and their outlooks changed to negative because Moody’s affirmed Sri Lanka’s B1 sovereign rating and changed its outlook to negative from stable on June 20, 2016.

The ratings and outlooks of banks typically follow the ratings and outlooks of their respective governments if the banks’ ratings are positioned at the same level as capped by the sovereign rating.

The fiscal consolidation path targeted by the authorities and outlined in the IMF program is ambitious; sustaining such efforts will challenge the government’s institutional capacities and might affect GDP growth over the short term. The decrease in score for Sri Lanka’s Macro Profile has had no impact on the BCAs of the three Sri Lankan banks.

Moody’s has affirmed the b1 BCAs and b1 Adjusted BCAs of the three banks.

For Bank of Ceylon, its b1 BCA was affirmed owing to the bank’s broadly stable asset quality with a 3.8% problem loans ratio at end-March 2016, as well as Moody’s expectation that its profitability will increase because of lower loan loss provisions and improved margins.

For Hatton National Bank Ltd., its BCA was affirmed because of the bank’s moderate capital adequacy position with a TCE ratio of 10.3% at end-March 2016. In addition, it has healthy profitability with a return on average assets of 1.8% for 1Q 2016. The BCA also captures the bank’s tight liquidity profile as seen in the high loans-to-deposits ratio of 98% at end-March. The bank’s asset quality improved in 2015 and early 2016, with problem loans of 2.4% as of the same date.

Moody’s notes that the bank’s rapid credit growth of 26% in 2015 could mask asset quality challenges because a large proportion of loans is unseasoned.

The BCA of Sampath Bank PLC was affirmed because of the bank’s healthy asset quality; a problem loans ratio of 1.64% at end-2015 and problem loans coverage of 111%. Similar to Hatton National Bank, Sampath Bank reported very high loan growth of 24% in 2015, which could mask asset quality challenges. Profitability remains key credit strength of the bank, with its return on average assets over the last three years averaging at 1.23%.

The bank’s capital levels are low, with a TCE ratio of 6.9% end-2015.

The Counterparty Risk Assessments of the three banks were affirmed because

of the respective affirmation of these banks’ Adjusted BCAs.

[You must be registered and logged in to see this link.]


balapas
Top contributor
Top contributor

Posts : 761
Join date : 2014-02-23
Age : 39

Back to top Go down

Page 1 of 2 1, 2  Next

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum