Interest income rose 14 percent to 10.7 billion rupees while interest expenses rose 19 percent to almost six billion rupees with net interest income up 8.8 percent to 4.7 billion rupees, according to audited accounts filed with the stock exchange.
Net fee and commission income rose almost 25 percent to 1.5 billion rupees in the December 2015 quarter from the year before.
Impairment charges for individual bad loans rose 88 percent to 234 million rupees, the accounts showed.
Diluted earnings per share in the December 2015 quarter were 8.91 rupees.
Loans grew almost 25 percent to 386 billion rupees up to 31 December 2015 while deposits grew 20 percent to 407 billion rupees.
EPS for the financial year ending 31 December 2015 was 38.44 rupees with net profit up 26 percent to 6.6 billion rupees.
Annual interest income was stagnant at 39 billion rupees while interest expenses fell 7.7 percent to 21.2 billion rupees enabling net interest income to go up 10.5 percent to 18.6 billion rupees.
Annual net fee and commission income rose 27 percent to 5.4 billion rupees while impairment charges for individual bad loans shot up 2,647 percent to 600 million rupees
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