The Investor Sentiment - Equity and investments forum for Sri Lankans

Join the forum, it's quick and easy

The Investor Sentiment - Equity and investments forum for Sri Lankans
The Investor Sentiment - Equity and investments forum for Sri Lankans
Would you like to react to this message? Create an account in a few clicks or log in to continue.
Please send an email to contact.lankaninvestor@gmail.com if you face any technical difficulties when posting
Search
Display results as :
Advanced Search
Latest topics
When Will It Be Safe To Invest In The Stock Market Again?Wed Apr 19, 2023 6:41 amකිත්සිරි ද සිල්වා
Dividend AnnouncementsWed Apr 12, 2023 5:41 pmකිත්සිරි ද සිල්වා
MAINTENANCE NOTICE / නඩත්තු දැනුම්දීමThu Apr 06, 2023 3:18 pmකිත්සිරි ද සිල්වා
SEYB.N0000 (Seylan Bank PLC)Thu Mar 30, 2023 9:25 amyellow knife
The Korean Way !Wed Mar 29, 2023 7:09 amකිත්සිරි ද සිල්වා
In the Meantime Within Our Shores! Mon Mar 27, 2023 5:51 pmකිත්සිරි ද සිල්වා
What is Known as Dementia?Fri Mar 24, 2023 10:09 amකිත්සිරි ද සිල්වා
SRI LANKA TELECOM PLC (SLTL.N0000)Mon Mar 20, 2023 5:18 pmකිත්සිරි ද සිල්වා
THE LANKA HOSPITALS CORPORATION PLC (LHCL.N0000)Mon Mar 20, 2023 5:10 pmකිත්සිරි ද සිල්වා
Equinox ( වසන්ත විෂුවය ) !Mon Mar 20, 2023 4:28 pmකිත්සිරි ද සිල්වා
COMB.N0000 (Commercial Bank of Ceylon PLC)Sun Mar 19, 2023 4:11 pmකිත්සිරි ද සිල්වා
REXP.N0000 (Richard Pieris Exports PLC)Sun Mar 19, 2023 4:02 pmකිත්සිරි ද සිල්වා
RICH.N0000 (Richard Pieris and Company PLC)Sun Mar 19, 2023 3:53 pmකිත්සිරි ද සිල්වා
Do You Have Computer Vision Syndrome?Sat Mar 18, 2023 7:36 amකිත්සිරි ද සිල්වා
LAXAPANA BATTERIES PLC (LITE.N0000)Thu Mar 16, 2023 11:23 amකිත්සිරි ද සිල්වා
What a Bank Run ?Wed Mar 15, 2023 5:33 pmකිත්සිරි ද සිල්වා
104 Technical trading experiments by HUNTERWed Mar 15, 2023 4:27 pmkatesmith1304
GLAS.N0000 (Piramal Glass Ceylon PLC)Wed Mar 15, 2023 7:45 amකිත්සිරි ද සිල්වා
Cboe Volatility Index Tue Mar 14, 2023 5:32 pmකිත්සිරි ද සිල්වා
AHPL.N0000Sun Mar 12, 2023 4:46 pmකිත්සිරි ද සිල්වා
TJL.N0000 (Tee Jey Lanka PLC.)Sun Mar 12, 2023 4:43 pmකිත්සිරි ද සිල්වා
CTBL.N0000 ( CEYLON TEA BROKERS PLC)Sun Mar 12, 2023 4:41 pmකිත්සිරි ද සිල්වා
COMMERCIAL DEVELOPMENT COMPANY PLC (COMD. N.0000))Fri Mar 10, 2023 4:43 pmyellow knife
Bitcoin and Cryptocurrency Fri Mar 10, 2023 1:47 pmකිත්සිරි ද සිල්වා
CSD.N0000 (Seylan Developments PLC)Fri Mar 10, 2023 10:38 amyellow knife
PLC.N0000 (People's Leasing and Finance PLC) Thu Mar 09, 2023 8:02 amකිත්සිරි ද සිල්වා
Bakery Products ?Wed Mar 08, 2023 5:30 pmකිත්සිරි ද සිල්වා
NTB.N0000 (Nations Trust Bank PLC)Sun Mar 05, 2023 7:24 amකිත්සිරි ද සිල්වා
Going South Sat Mar 04, 2023 10:47 amකිත්සිරි ද සිල්වා
When Seagulls Follow the TrawlerThu Mar 02, 2023 10:22 amකිත්සිරි ද සිල්වා
Re-activatingSat Feb 25, 2023 5:12 pmකිත්සිරි ද සිල්වා
SAMP.N0000 (Sampath Bank PLC)Wed Nov 30, 2022 8:24 amකිත්සිරි ද සිල්වා
APLA.N0000 (ACL Plastics PLC)Fri Nov 18, 2022 7:49 amකිත්සිරි ද සිල්වා
AVOID FALLING INTO ALLURING WEEKEND FAMILY PACKAGES.Wed Nov 16, 2022 9:28 pmකිත්සිරි ද සිල්වා
Banks, Finance & Insurance Sector ChartTue Nov 15, 2022 5:26 pmකිත්සිරි ද සිල්වා
VPEL.N0000 (Vallibel Power Erathna PLC)Sun Nov 13, 2022 12:15 pmකිත්සිරි ද සිල්වා
DEADLY COCKTAIL OF ISLAND MENTALITY AND PARANOID PERSONALITY DISORDER MIX.Mon Nov 07, 2022 6:36 pmකිත්සිරි ද සිල්වා
WATA - WatawalaSat Nov 05, 2022 8:44 amකිත්සිරි ද සිල්වා
KFP.N0000(Keels Food Products PLC)Sat Nov 05, 2022 8:42 amකිත්සිරි ද සිල්වා
Capital Trust Broker in difficulty?Fri Oct 21, 2022 5:25 pmකිත්සිරි ද සිල්වා
IS PIRATING INTELLECTUAL PROPERTY A BOON OR BANE?Thu Oct 20, 2022 10:13 amකිත්සිරි ද සිල්වා
What Industry Would You Choose to Focus?Tue Oct 11, 2022 6:39 pmකිත්සිරි ද සිල්වා
Should I Stick Around, or Should I Follow Others' Lead?Tue Oct 11, 2022 9:07 amකිත්සිරි ද සිල්වා
DV-2024 Program: Online RegistrationThu Oct 06, 2022 11:26 amකිත්සිරි ද සිල්වා
Tile - SnapshotWed Sep 28, 2022 12:45 pmකිත්සිරි ද සිල්වා
Disclaimer


Information posted in this forum are entirely of the respective members' personal views. The views posted on this open online forum of contributors do not constitute a recommendation buy or sell. The site nor the connected parties will be responsible for the posts posted on the forum and will take best possible action to remove any unlawful or inappropriate posts.
All rights to articles of value authored by members posted on the forum belong to the respective authors. Re-using without the consent of the authors is prohibited. Due credit with links to original source should be given when quoting content from the forum.
This is an educational portal and not one that gives recommendations. Please obtain investment advises from a Registered Investment Advisor through a stock broker

Go down
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:32 pm
Message reputation : 100% (4 votes)
This bank is dedicated for Housing Loans. However the new Act No 45 of 2011 enabled the bank to Diversify its activities while keeping focus on Housing Loans.

The highest loan disbursements of the bank recorded in 2014. That is 27,000 loan facilities at the value of Rs 9 Billion.

Sri Lanka's total housing finance outstanding is around Rs 340 Billion which represents about 10% of GDP . Researchers project that it may reach 20% by 2020.

This is a good news for Housing Financiers as well as all construction related companies.


[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:35 pm
Message reputation : 100% (2 votes)
Sri Lanka in general show an overall growth after 2011 as if climbing one slab up. That is shown in Revenue chart above and other finance companies, vehicle companies all prove that.

Yet EPS shows the efficiency of management than just sailing with the wind.


[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:36 pm
Message reputation : 100% (3 votes)
EPS comparison with the other players of the industry.

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:38 pm
Message reputation : 100% (3 votes)
Once Central Fiance PLC's earning removed

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:39 pm
Message reputation : 100% (1 vote)
Net Assets of the company

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:40 pm
Message reputation : 100% (2 votes)
HDFC remained over valued in most of its history

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:42 pm
Message reputation : 100% (1 vote)
HDFC is also record a bubble in 2008.

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:43 pm
Message reputation : 100% (1 vote)
PE ratio remained un attractive in past as well as in present

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:48 pm
Message reputation : 100% (1 vote)
HDFC is another traders heaven

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:50 pm
Message reputation : 100% (1 vote)
Above chart shows a careful trader can double his income by just following HDFC carefully

To clear the picture I have removed 2008 as it distort the spread between high and low in other years

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:51 pm
Message reputation : 100% (1 vote)
Revenue of the finance related firms analyzed so far

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 2:57 pm
Message reputation : 100% (1 vote)
Palm Top mobile banking is efficiently used by PLC.N and surprisingly even HDFC.N is also not far behind this new technology.

HDFC has already got 15,000 active accounts through Palm Top mobile banking.

Palm Top banking is competing with informal financial sector widely spread in Pettah and commercial hubs and known as Daily-Collectors.

HDFC is really doing a service by tapping these neglected sectors of low income earners.
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 3:07 pm
Message reputation : 100% (1 vote)
Annual report states that the bank increase the financial literacy by providing housing loans against EPF.
EPF monies are left untouched, we raise awareness of how employees can avail themselves of loans against their EPF balances to upgrade, improve or purchase a house.


Housing loans are considered affordable if the monthly installment is less than 40% of the householder's income.

While having all these EPF collateral and lending criteria, the NPL of the bank is increasing.

NPL has gone up to 9.81% from 7.26% of 2013.
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Fri Oct 16, 2015 3:14 pm
Message reputation : 100% (3 votes)
HDFC is now diversifying the product portfolio and upto 2014 there were no leasing facilities granted.

But now HDFC is also into leasing

[You must be registered and logged in to see this image.]
nis2008
nis2008
Posts : 283
Join date : 2015-05-28

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Thu Oct 22, 2015 1:00 pm
any new ideas about HDFC.
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Thu Oct 22, 2015 1:10 pm
Its a share for trading

Buy it low sell it high and dont hold
nis2008
nis2008
Posts : 283
Join date : 2015-05-28

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Thu Oct 22, 2015 1:11 pm
Is CMP good to enter or should wait

yellow knife wrote:Its a share for trading

Buy it low sell it high and dont hold
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Thu Oct 22, 2015 1:25 pm
Message reputation : 100% (3 votes)
Nis

I am not a trader nor an expert on technical analysis.

For me to enter I would wait and watch carefully... in this up trend of many other shares no one want to enter HDFC.. so the price may further come down.. yet when we evaluate past prices of the share this is good value.. so if you want enter very slowly.. may be 100 shares or even less per time..
nis2008
nis2008
Posts : 283
Join date : 2015-05-28

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Thu Oct 22, 2015 1:32 pm
Message reputation : 100% (1 vote)
thank you sir for the idea.
yellow knife wrote:Nis

I am not a trader nor an expert on technical analysis.

For me to enter I would wait and watch carefully... in this up trend of many other shares no one want to enter HDFC.. so the price may further come down.. yet when we evaluate past prices of the share this is good value.. so if you want enter very slowly.. may be 100 shares or even less per time..
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Tue Aug 09, 2016 3:20 pm
HDFC being a specialized bank for Housing, found it difficult to solely depend on housing loans as banks compete in this sector. Thus the bank has reduced its 96% dominance to 89% in housing sector. It is expected to reach 70: 30 ratio in housing loans to other loans by 2017.

Company is evaluating possibility of increasing the capital and the means to do so.

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Tue Aug 09, 2016 3:21 pm
EPS has seen few cycles than maintaining continuous incline...

[You must be registered and logged in to see this image.]
avatar
yellow knife
Top contributor
Top contributor
Posts : 6980
Join date : 2014-03-27

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Tue Aug 09, 2016 3:23 pm
Message reputation : 100% (2 votes)
Net Asset Value is now reaching the levels of Market Value..

[You must be registered and logged in to see this image.]
ruwan326
ruwan326
Posts : 1744
Join date : 2016-09-29
Age : 45
Location : Horana

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Thu Jun 13, 2019 7:48 pm
Financial Performance- Period ended 31 March 2019

[You must be registered and logged in to see this image.]
The Invisible
The Invisible
Posts : 3116
Join date : 2016-11-28
Age : 44

HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC) Empty Re: HDFC.N0000 (Housing Development and Finance Corporation Bank of Sri Lanka PLC)

Mon Aug 05, 2019 10:29 am
Message reputation : 100% (1 vote)
HDFC gets Rs250m capital injection from tax-payers

ECONOMYNEXT - Sri Lanka's HDFC Bank, a publicly traded mortgage lender with the state as main shareholder said it has received a 250 million rupee injection from the Treasury to meet capital requirements.

HDFC said in a stock exchange filing it had received the money in the form of a non-convertible perpetual debt.

Together with internally generated funds, the firm said it had met a 5.0 billion rupees minimum capital requirement set by the central bank.

The central bank had given approval for the Additional Tier 1 (AT1) bond to be included in capital. (Colombo/Aug04/2019)
Back to top
Permissions in this forum:
You cannot reply to topics in this forum