The Investor Sentiment - Equity and investments forum for Sri Lankans
Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Will YOU VOTE for ME if I run for SL PRESIDENCY?
Today at 8:48 pm by ruwan326

» *කොට්ටේ තරණය කිරීම*
Today at 6:25 pm by Ethical Trader

» Thread for News on CSE and SL Economy
Today at 1:43 pm by The Invisible

» Thread for News on Local and Foreign Politics
Today at 1:39 pm by The Invisible

» Dividend Announcement
Yesterday at 7:36 pm by nihal123

» COMB.N0000 ( COMMERCIAL BANK OF CEYLON PLC )
Wed Nov 14, 2018 9:20 pm by pjrngroup

» Thread for News on International Markets
Wed Nov 14, 2018 7:56 am by The Invisible

» DIPD.N0000 (Dipped Products)
Wed Nov 14, 2018 7:18 am by The Invisible

» SAMP.N0000 (SAMPATH BANK PLC)
Wed Nov 14, 2018 7:16 am by The Invisible

» TAFL - Three Acre Farms
Wed Nov 14, 2018 7:14 am by The Invisible

» RCL - Royal Ceramics
Wed Nov 14, 2018 7:12 am by The Invisible

» HAYL.N0000 Hayleys PLC
Wed Nov 14, 2018 7:08 am by The Invisible

» How to trade Stock profitably?
Tue Nov 13, 2018 11:55 am by indramal

» What are investing methods in Sri Lanka?
Tue Nov 13, 2018 6:39 am by indramal

» අනං මනං! #/+?.<>
Mon Nov 12, 2018 7:57 pm by Yin-Yang

» Thread for General News Local/Foreign
Mon Nov 12, 2018 7:57 am by serene

» Anybody invest New York or Landon Stock Exchange?
Sat Nov 10, 2018 8:53 am by කිත්සිරි ද සිල්වා

» JKH.N0000
Fri Nov 09, 2018 10:49 am by ruwan326

» HAYC - Haycarb
Fri Nov 09, 2018 10:30 am by The Invisible

» WATA - Watawala
Fri Nov 09, 2018 10:22 am by The Invisible

» AAIC.N0000
Fri Nov 09, 2018 10:10 am by The Invisible

» Asian markets rally as investors see positive in US gridlock
Fri Nov 09, 2018 8:02 am by serene

» CSE RISE , RIDING ETHICALLY
Wed Nov 07, 2018 5:53 am by pjrngroup

» Constitutional Crisis – close to $ 100mn flees stock/bond markets last week
Tue Nov 06, 2018 6:38 pm by serene

» HHL.N0000 ( Hemas Holdings PLC)
Tue Nov 06, 2018 8:43 am by The Invisible

» Weldone Serene for 4000 + posts
Tue Nov 06, 2018 7:44 am by serene

» Real Estate Market in Sri Lanka- A booming Industry or a Bubble?
Tue Nov 06, 2018 7:36 am by serene

» Asiri Hospitals PLC - ASIR
Mon Nov 05, 2018 11:58 am by The Invisible

» Flying is the Safest mode of Transport
Sat Nov 03, 2018 8:44 am by කිත්සිරි ද සිල්වා

» REXP.N0000 ( RICHARD PIERIS EXPORTS PLC)
Fri Nov 02, 2018 7:45 pm by Brave Heart

» What MOTTOs/PRINCIPLEs do YOU follow in LIFE ?
Thu Nov 01, 2018 4:14 pm by Seyon

» LDEV - Lankem Developments
Thu Nov 01, 2018 2:23 pm by The Invisible

» NDB.N0000 (NATIONAL DEVELOPMENT BANK PLC)
Thu Nov 01, 2018 12:43 pm by The Invisible

» MTD Walkers (KAPI)
Thu Nov 01, 2018 11:54 am by The Invisible

» SERV - The Kingsbury
Thu Nov 01, 2018 10:12 am by The Invisible

» LFIN - LB Finance
Thu Nov 01, 2018 10:03 am by The Invisible

» PABC.N0000 (Pan Asia Banking Corporation PLC)
Thu Nov 01, 2018 9:56 am by The Invisible

» Sri Lanka jumps 11 places to 100th rank in World Bank’s Doing Business index
Thu Nov 01, 2018 9:52 am by The Invisible

» Banking Sector
Thu Nov 01, 2018 9:50 am by The Invisible

» All Share index crosses 6,000 points
Thu Nov 01, 2018 8:20 am by Brave Heart

» Asian Hotels and Properties September net down 48-pct
Thu Nov 01, 2018 8:17 am by Brave Heart

» Sri Lanka rupee weakens; stocks rally slows
Thu Nov 01, 2018 8:13 am by Brave Heart

» TJL.N0000 (Textured Jersey Lanka PLC.)
Wed Oct 31, 2018 7:27 pm by PANTOMATH

» Whats ailing Sri Lanka ? Why we are what we are!
Wed Oct 31, 2018 6:07 pm by Ethical Trader

» Sri Lankan rivals tempt defectors to swing crisis
Wed Oct 31, 2018 9:41 am by The Invisible

» Sri Lanka’s Piramal Glass in Sept quarter loss as costs rise
Wed Oct 31, 2018 9:36 am by The Invisible

» Sri Lanka President could dissolve parliament if interim budget is defeated: Wijedasa
Wed Oct 31, 2018 9:34 am by The Invisible

» Sri Lanka political crisis hikes debt rollover risk: Fitch
Wed Oct 31, 2018 9:31 am by The Invisible

» Sri Lankan political standoff could threaten reforms: S&P Ratings
Wed Oct 31, 2018 9:29 am by The Invisible

» Giant pro-democracy rally in Sri Lanka capital
Wed Oct 31, 2018 9:27 am by The Invisible

November 2018
SunMonTueWedThuFriSat
    123
45678910
11121314151617
18192021222324
252627282930 

Calendar Calendar

Disclaimer


Information posted in this forum are entirely of the respective members' personal views. The views posted on this open online forum of contributors do not constitute a recommendation buy or sell. The site nor the connected parties will be responsible for the posts posted on the forum and will take best possible action to remove any unlawful or inappropriate posts.
All rights to articles of value authored by members posted on the forum belong to the respective authors. Re-using without the consent of the authors is prohibited. Due credit with links to original source should be given when quoting content from the forum.
This is an educational portal and not one that gives recommendations. Please obtain investment advises from a Registered Investment Advisor through a stock broker

HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Go down

HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:32 pm

This bank is dedicated for Housing Loans. However the new Act No 45 of 2011 enabled the bank to Diversify its activities while keeping focus on Housing Loans.

The highest loan disbursements of the bank recorded in 2014. That is 27,000 loan facilities at the value of Rs 9 Billion.

Sri Lanka's total housing finance outstanding is around Rs 340 Billion which represents about 10% of GDP . Researchers project that it may reach 20% by 2020.

This is a good news for Housing Financiers as well as all construction related companies.


[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:35 pm

Sri Lanka in general show an overall growth after 2011 as if climbing one slab up. That is shown in Revenue chart above and other finance companies, vehicle companies all prove that.

Yet EPS shows the efficiency of management than just sailing with the wind.


[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:36 pm

EPS comparison with the other players of the industry.

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:38 pm

Once Central Fiance PLC's earning removed

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:39 pm

Net Assets of the company

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:40 pm

HDFC remained over valued in most of its history

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:42 pm

HDFC is also record a bubble in 2008.

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:43 pm

PE ratio remained un attractive in past as well as in present

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:48 pm

HDFC is another traders heaven

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:50 pm

Above chart shows a careful trader can double his income by just following HDFC carefully

To clear the picture I have removed 2008 as it distort the spread between high and low in other years

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:51 pm

Revenue of the finance related firms analyzed so far

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 2:57 pm

Palm Top mobile banking is efficiently used by PLC.N and surprisingly even HDFC.N is also not far behind this new technology.

HDFC has already got 15,000 active accounts through Palm Top mobile banking.

Palm Top banking is competing with informal financial sector widely spread in Pettah and commercial hubs and known as Daily-Collectors.

HDFC is really doing a service by tapping these neglected sectors of low income earners.

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 3:07 pm

Annual report states that the bank increase the financial literacy by providing housing loans against EPF.
EPF monies are left untouched, we raise awareness of how employees can avail themselves of loans against their EPF balances to upgrade, improve or purchase a house.


Housing loans are considered affordable if the monthly installment is less than 40% of the householder's income.

While having all these EPF collateral and lending criteria, the NPL of the bank is increasing.

NPL has gone up to 9.81% from 7.26% of 2013.

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Fri Oct 16, 2015 3:14 pm

HDFC is now diversifying the product portfolio and upto 2014 there were no leasing facilities granted.

But now HDFC is also into leasing

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by nis2008 on Thu Oct 22, 2015 1:00 pm

any new ideas about HDFC.
avatar
nis2008

Posts : 283
Join date : 2015-05-28

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Thu Oct 22, 2015 1:10 pm

Its a share for trading

Buy it low sell it high and dont hold

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by nis2008 on Thu Oct 22, 2015 1:11 pm

Is CMP good to enter or should wait

yellow knife wrote:Its a share for trading

Buy it low sell it high and dont hold
avatar
nis2008

Posts : 283
Join date : 2015-05-28

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Thu Oct 22, 2015 1:25 pm

Nis

I am not a trader nor an expert on technical analysis.

For me to enter I would wait and watch carefully... in this up trend of many other shares no one want to enter HDFC.. so the price may further come down.. yet when we evaluate past prices of the share this is good value.. so if you want enter very slowly.. may be 100 shares or even less per time..

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by nis2008 on Thu Oct 22, 2015 1:32 pm

thank you sir for the idea.
yellow knife wrote:Nis

I am not a trader nor an expert on technical analysis.

For me to enter I would wait and watch carefully... in this up trend of many other shares no one want to enter HDFC.. so the price may further come down.. yet when we evaluate past prices of the share this is good value.. so if you want enter very slowly.. may be 100 shares or even less per time..
avatar
nis2008

Posts : 283
Join date : 2015-05-28

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Tue Aug 09, 2016 3:20 pm

HDFC being a specialized bank for Housing, found it difficult to solely depend on housing loans as banks compete in this sector. Thus the bank has reduced its 96% dominance to 89% in housing sector. It is expected to reach 70: 30 ratio in housing loans to other loans by 2017.

Company is evaluating possibility of increasing the capital and the means to do so.

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Tue Aug 09, 2016 3:21 pm

EPS has seen few cycles than maintaining continuous incline...

[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Re: HDFC.N0000 (HOUSING DEVELOPMENT FINANCE CORPORATION BANK OF SRI LANKA)

Post by yellow knife on Tue Aug 09, 2016 3:23 pm

Net Asset Value is now reaching the levels of Market Value..

[You must be registered and logged in to see this image.]


[You must be registered and logged in to see this image.]

yellow knife
Top contributor
Top contributor

Posts : 6090
Join date : 2014-03-27

Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum